Ellis Street Lending | Residential Loan Programs

Residential Investment Mortgage Solutions

DSCR • Short-Term Rentals • Fix & Flip • Portfolio • Construction

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Residential Loan Programs

Long-Term Rental (DSCR)

Designed for buy-and-hold investors financing single-family, condo, or small multifamily rental properties under long-term lease agreements. Qualification is primarily based on property cash flow rather than personal income documentation.

Short-Term Rental (STR)

Specialized financing for vacation rental properties such as Airbnb or VRBO. Market rent analysis can be utilized to qualify properties in areas with strong short-term rental demand.

Bridge / Fix & Flip

Short-term financing for real estate investors acquiring and renovating properties for resale. Funding includes purchase and renovation draws with flexible exit strategies.

Foreign National

Investment mortgage financing for non-U.S. citizens purchasing residential real estate in the United States. Streamlined documentation and flexible underwriting options available.

Portfolio Financing

Customized solutions for investors financing multiple properties under one loan structure. Ideal for scaling investments while simplifying documentation and servicing.

New Construction

Ground-up construction and major renovation financing for residential investment properties. Includes staged draws, interest-only options, and permanent take-out strategies.

Let’s Help You Finance Your Next Residential Investment

Connect with our team today and discover the right loan structure for your strategy.

DSCR Qualification Calculator

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